Funds — Reviews, Regulation and Broker Overview

Funds is not a broker you can trust with your money. It holds no licence from a financial regulator, and the company the site names as its operator does not exist on the UK register.

What is missing behind the front. The site, funds.lv (formerly funds.si), names Funds Secured LTD as the brand's operator. No such company appears on the UK companies register, Companies House — neither among active nor among dissolved companies. Its address, 20–22 Wenlock Road in London, is a registration and mail address shared by more than 15,000 active companies; there is no broker's office there. The site names no licence: it says regulatory documents can only be seen in the client area — that is, after you have paid in.

The bait. Six account levels, from Basic at €250 to VIP from €100,000, leverage of 1:500, and on the higher levels bonuses of up to 50%, signals and a personal account manager. The bonus is a trap: it cannot be withdrawn until a trading volume is reached — 50 lots for a €200 bonus. The user agreement reserves the company's right to delay and refuse withdrawals and to charge fees, including inactivity fees, and sends disputes to the courts of "the Company's jurisdiction of incorporation" without saying which country that is.

How people lose their money. Trustpilot has four reviews of funds.si, three of them one-star. Clients tell the same story: the first small payout goes through, then withdrawals are blocked, they are suddenly told to make 50 trades before withdrawing, and the money they deposited disappears.

If you have already paid in:

• pay nothing "for the withdrawal" — no tax, no fee, no insurance;
• do not accept bonuses or make trades to "unlock" a withdrawal;
• do not install remote-access software (AnyDesk, TeamViewer and the like);
• keep your correspondence, screenshots of the account and payment confirmations;
• contact your bank at once: for card payments you can request a chargeback, and the time to do so is limited;
• do not pay "lawyers" or "agencies" that promise to recover your money for an upfront fee: that is the second wave of the same fraud.